Investments for Ministries
Invest in MIF to grow funds for endowments, capital projects, youth ministries and meet other ministry needs.
Investing on behalf of an individual?
Grow the church as you’re growing funds.
Your ministry’s investment in MIF yields a return no calculator can fully measure: Your investment seeds loans to other ELCA congregations and ministries so they, too, can take on the projects and do the work God is leading them to do.
Term Investments
Fixed-rate investments, with a choice of terms and a minimum initial deposit of $1,000.
Demand Investments
Choose from two options: Demand Investment With Check Writing, an interest-bearing account, and Demand Investment No Check Writing, like a traditional savings account but with a higher, adjustable interest rate.
Are you investing for yourself or your family?
Investments for Ministries FAQs
The Mission Investment Fund is not a bank or credit union and is not eligible to be insured by any federal or state regulatory agency (such as FDIC or NCUA). Our strong capital ratio of nearly 27% is many times higher than regulators’ requirements. This exceptional financial position offers security to our investors and helps assure our ability to meet our obligations.
If you are interested in an insured investment, please consider our financial partner, the ELCA Federal Credit Union. The Credit Union’s deposit accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Funds invested in MIF by congregations and their members, synods and ministries are used to make loans to ELCA ministries for capital projects such as new church buildings, additions and renovations.
MIF has few fees for its investment accounts. Fees are listed in the MIF Offering Circular.
Personal investors may apply for a Visa® debit card when they complete an application for an MIF Demand investment account. MIF does not offer debit cards to congregational or ministry investors.
Mission Investment Fund investments are subject to certain risks. See "Risk Factors" in the MIF Offering Circular. MIF investments are not bank accounts. As securities issued by a nonprofit institution, the investments are not insured by FDIC, SIPC or any other federal or state regulatory agency. The securities are sold only by means of the Offering Circular. This is not an offer to sell or a solicitation of an offer to buy the securities described here.